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Living In The Philippines Manual

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Sereinty in Cebu Philippines at Sunset
Cebu Farmer Walking a Caraboo at Sunset

 Moving To The Philippines

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Living In The Philippines -- The Cebu Experience

American Expat Living In The Philippines

Hi, my name is Rusty Ferguson.  I am an American expat living in the Philippines since February of 2008. I grew up in the Southern USA. I retired early and decided to add some excitement to my life by moving to the Philippines.

I am having the best time of my life. If you are thinking about moving to the Philippines this is the site for you. Follow along and learn how to avoid some of the mistakes I have made and some of the things that have gone well for me.

With this blog, I cover topics like living in the Philippines, the cost of living in the Philippines, Filipino cultureand the US dollar to Philippine peso exchange rate. Being a lover of photography, there are many photorgraphs throughout this blog. Nearly all of which have been taken by me.

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Filipina Living In The Philippines This is Jessie.  She is Filipina and is my girlfriend. She has lived in the Philippines all her life is a great source of information for me.

She helps me with this website, mostly working in the background as my proof reader. Which is a bit ironic since English is not her first language.  Her friends from Tacloban make fun of her because when she speaks English now, she does so with a bit of a Southern Accent.

Jessie is an angel but she's got a fiesty attitude.  Since she has to deal with me day in and day out, that is a good thing.  But I lovingly call her my ornery angel at times. She treats me like a king.

Gone Surfing

Wind Surfing In Cebu

I’ve been talking with a Filipino for about a year now. His name is Adrian. He’s responded to a couple of comment on this site. He’s an avid wind surfer and we’ve talked about meeting up but have never done so. At least not yet.

Last month when I was in Bantayan Island I saw a couple wind surfing and decided to text Adrian. It had been sometime since I last did so. I was a little surprised when his number was still good, but happy. It is not uncommon for a Filipino to change their number. Jessie has had about 5 since I’ve known her! She’s not the only one, many numbers change.

…Read More [ Wind Surfing in Cebu ]

Bantayan Island Close Up

Bantayan Island Tour

Last month I visited Bantayan and feel in love with the place! I haven’t been able to write all the articles about my first visit and I have already setup plans for a second visit. This time I’m going wind surfing!

Thought I would write about where I stayed and what it cost to get there and stay there. I’m living in Bogo City, so I’m very close.

…Read More [ Visit Bantayan Island ]


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As some of you know, I finally made it to Capitancillo Islet last week. I’ve wanted to go for  a while but the cost is kind of high compared to Bantayan Island. So I usually just went there instead. The cost isn’t bad but I can get an air con room at Bantayan and spend…

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Brownouts In Cebu — Are They Back?

Cebu Beach Resort
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We went almost a year without any long or recurring brownouts in northern Cebu Province.  That appears to have come to an end. I didn’t get too worried when we had an all day brownout last month but then we had another one this Sunday. When there is a power failure in the Philippines, the…

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Cebu Lightning Season


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Windsurfing on Hold I have a Filipino Friend that loves to wind surf.  We’ve tried together several times but something always gets in the way.  About a month ago, he told me it was the lightning season now and he sent his sail in for repairs.  I didn’t know what he meant by lightning season. …

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Philippines Experience: Basic Expat Training Manual

The owner of this website, Rusty Ferguson, is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking Cebu Experience to Amazon properties including, but not limited to, amazon.com, endless.com, myhabit.com, smallparts.com, or amazonwireless.com.