When I first starting living in the Philippines, I realized that there were many things I could not buy. Without a Philippines credit card most post paid mobile phone service is out of reach. I should say, that it was for me. I was unable to find any place in Cebu that would allow me to get post pay. It bothered me at first, but it was one of the things that I became use too. After all, most people living in the Philippines buy load to use their phones. If they can do it, I can too. Most people living in the Philippines do not have a credit card.

BDO called me about a month ago to ask me questions in regard to them issuing me a credit card.